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Independent Insurance Agents of South Dakota
Independent Insurance Agents of South Dakota
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Sunday, 09/21/2014email print

Consumer Information
Don't get "twisted"!Important tornado tips
 
Did you know...
  • That tornados strike every month of the year and in almost every state.
  • Peak tornado season:  April to August.
  • States by the most tornadoes in 1993:  Texas (117); Kansas (113); Florida (85); South Dakota (85); Colorado (71); and Nebraska (70).  Total number of U.S. tornadoes in 1993:  1,173.

 
Before a Tornado: 

  • Make a written or videotaped inventory of household possessions/property and store in a safe place with insurance policies, documents and other valuables.
  • Identify a safe location in your home--a basement, center hallway, bathroom or closet on the lowest floor.
  • Take a first aid class from your local Red Cross Chapter.

  • Assemble a disaster kit including:  first aid kit, medications, battery-powered radio, flashlight, extra batteries, canned food, can opener, bottled water, sturdy shoes and work gloves.
  • Make a utilities checklist with instructions on how to turn them off.
  • Conduct periodic tornado drills.

  • Listen to your local radio and TV stations for updated storm information and for instructions if a disaster occurs.
  • Check your homeowners insurance policy to make sure you're covered for damage due to tornadoes.

 
After a Tornado: 

  • Call your independent insurance agent as soon as possible.
  • Make temporary repairs to prevent further damage.
  • Delay permanent repairs until your insurer approves reimbursement.

  • Get any necessary construction permits from your community.
  • Keep all receipts.
  • Prepare an inventory of all damaged or destroyed personal property.

  • Take photos of damaged areas.
  • Save remnants of damaged or destroyed property for your insurance company adjuster.
  • Meet with your adjuster first, before signing anything with contractors, lawyers or public adjusters.  

 

 

 

 


Independent Insurance Agents of South Dakota (IIASD)

Mailing address: 305 Island Drive Fort Pierre SD 57532
jdiamond@iiasd.org 
Tel. (605) 224-6234
Fax: (605) 224-6235
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