|Let's chill out!||Important|
winter storm tips
Did you know...
- Winter storms bring ice, snow, cold temperatures and often dangerous driving conditions.
- Two of the 10 most costly insured catastrophes in U.S. history were winter storms.
- In December 1983, wind, snow and freezing in 41 states caused estimated losses of $880 million.
- The March Blizzard of 1993 was the fifth most costly insured catastrophe in the United States, causing an estimated $1.75 billion in damage.
Before a Winter Storm:
- Make a written or videotaped inventory of household possessions/property and store in a safe place with insurance policies, documents and other valuables.
- Keep a supply of extra blankets.
- Make sure each member of your household has adequate winter clothing: at least a warm coat, mittens or gloves, a hat and water-resistant boots.
- Assemble a disaster supplies kit including: first aid kit; essential medications; portable, battery-powered radio; flashlight; extra batteries; canned food; non-electric can opener; and bottled water.
- Winterize your car before winter storm season begins.
- Keep your car's gas tank full for emergency use and to keep the fuel line from freezing.
- Take a first aid class from your local Red Cross chapter to learn how to treat frostbite, hypothermia and exposure to the cold.
After a Winter Storm:
- Call your independent insurance agent as soon as possible.
- Make temporary repairs to prevent further damage.
- Delay permanent repairs until your insurer approves reimbursement.
- Get any necessary construction permits from your community.
- Keep all receipts.
- Prepare an inventory of all damaged or destroyed personal property.
- Take photos of damaged areas.
- Save remnants of damaged or destroyed property for your insurance company adjuster.
- Meet with your adjuster first, before signing anything with contractors, lawyers or public adjusters.