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Independent Insurance Agents & Brokers of America
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Saturday, 02/28/2015email print


Debbie Ball
Insurance Programs


Big "I" Professional Liability Program

Your Trusted Source for Insurance Agents & Brokers E&O
For over 25 years, the Big "I" Professional Liability Program underwritten by Westport Insurance Corporation (rated "Excellent" by A.M. Best) has been the premiere choice of IIA of Arkansas member agents for insurance agents and brokers E&O insurance.

Not Just an E&O Policy, A Comprehensive Program

The Big “I” Professional Liability Program offers not just a policy but a comprehensive program for insurance agents. Over the past two decades the Big “I” Professional Liability Program, underwrittenby Westport Insurance, has grown into  the largest and most stable insurance agents E&O program in the nation. Our member agents look to the program for stable rates and a long-term market that they can rely on to protect their greatest assets—their businesses.

Trust Our Strength

We realize that protecting the future of your agency is a major priority. You trust us to represent your interests at the highest political level and as your association we also want to provide you with the security of knowing you are getting the best overall E&O value in the marketplace—not just a policy, but a comprehensive program.


Coverage Highlights

Working with our partners at Westport, we have created one of the strongest coverage forms in the marketplace structured using a modular approach our policy provides solid core coverage as well as coverage units to insure against other exposures of concern. Review our policy form and you will see these are just a few of the coverage benefits of the Westport policy:


   Coverage for the sale P/C and
   L/H insurance products
Limits up to $15 million
Broad definition of covered professional
  services and activities
Comprehensive definition of who is an
Aggregate deductibles
Defense cost outside the limits
Full prior acts available
No contractual liability exclusion


 Coverage for punitive damages
Multiple extended reporting
  period options
True worldwide protection
Coverage for advertising, libel
  and slander
Available coverage units:
  Employment Practices Liability
  Employee Dishonestly
  Non-profit Director and Officers
  Real Estate Agents E&O


Errors & Omissions Insurance (E&O)
The IIAA E & O Insurance Program allows members to access the broad coverage’s at competitive pricing. Currently insuring nearly 93% of IIAA s members, the E & O program is one of the highest utilized member services. This program alone, saves hundreds of members more money than the amount of dues that they pay IIAA annually. 
Not yet a member, but interested in a quote for one of the many valuable IIAA / SwissRe Professional Liability insurance products available with IIAA membership to protect your agency? Simply complete the application below and return by fax to the attention of Debbie Ball at (501) 221-0364 or e-mail to dball@iiaar.org

E&O New Business Application

E&O Renewal Application

Life & Health Agents E&O Supplement

Employers Practice Liability
In today's litigious environment, the protection afforded by Employment Practices Liability Insurance (EPLI) coverage has become more valuable than ever. EPLI provides defense and indemnity protection against claims arising from the employer/employee relationship. Contact Kari for more information.

EPLI /ERC Stand-Alone Application



The Westport policy is designed using a set of general terms and conditions and coverage modules. This allows Westport the flexibility to effectively react to the coverage needs of member agents.


Click below to view a sample E&O policy:

General Terms

E&O Coverage Unit


To apply for coverage, complete the Westport E&O application and forward it to 
Debbie Ball. Westport’s renewal applications are individualized and will be sent to the agency directly aproximately 60 days before your expiration date. 




Insurance Agent’s Commercial Umbrella Program


Westport Commercial Umbrella 

There is now an Umbrella Policy for your agency available through Big I Professional Liability. This commercial umbrella is underwritten by Swiss Re (rated A+ by A.M. Best) and only available exclusively to Big "I" Members. There is broad coverage over primary casualty lines, including E&O with limits over underlying primary E&O policy, and limits available up to $10 million over underlying primary E&O policy. This umbrella will go over your agency's Westport or Non-Westport policy.


Umbrella Quick Reference Guide 


Click here to download the Westport Commercial Umbrella Application - PDF Version



Penn National Commercial Umbrella

The IIA of Arkansas’ Insurance Agents Umbrella Program, underwritten by Penn National Insurance, offers the most comprehensive and affordable excess insurance protection available, packaged into one easy-to-manage policy. Most importantly, the umbrella can extend excess coverage for underlying insurance agents/agency's professional liability policies.


Coverage Highlights & Availibility 


Click here to download the Penn National Commercial Umbrella Application-PDF Version










Independent Insurance Agents & Brokers of America, Inc.
e-mail: info@iiaba.org

127 South Peyton Street • Alexandria, VA 22314
(800) 221-7917 • (703) 683-7556 (fax)


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