BMV Details for Insurance Agents
TAKE ME TO SECURE BMV ELECTRONIC INSURANCE FORMS SUBMISSION
In an effort to work with the IIAI and the agent community and make its services more efficient, effective July 1, 2012, the Indiana Bureau of Motor Vehicles has eliminated the SR 21 proof of insurance form required of all individuals involved in an accident. The change was made in Senate Enrolled Act 257 – please see the verbiage below that explains the change from the Indiana BMV.
Effective July 1, 2012, drivers (in-state or out-of-state) are no longer required to submit an Operator’s Proof of Insurance/Crash Report (SR21) to BMV within ten (10) days and are not required to submit proof of insurance to the BMV until requested by the BMV. IC 9-26-1-1(4), requiring submission to the BMV within ten (10) days, was repealed. Before this change, both the SR21 and Certificate of Compliance (COC) existed. If an insured did not submit an SR21 to the BMV in a timely manner, the insured would receive a request to provide proof of insurance utilizing the Certificate of Compliance covering the day of the accident.
The BMV will continue to verify financial responsibility after each accident for which a police report is generated; however, this will now be done exclusively through the Certificate of Compliance to avoid any unnecessary redundancy. If drivers/agents wish to be proactive about submitting proof of insurance following an accident, the driver’s insurance provider should electronically submit a Certificate of Compliance directly to the BMV covering the driver, vehicle and date of accident. The COC is required for the purpose of providing proof of insurance for all citations and accidents. This form will also be required to provide proof of financial responsibility for all Previously Uninsured Motorist Registry (PUMR) requests.
Essentially, the BMV has removed the 10-day filing requirement after an accident. However, any of your insureds that are involved in an accident will still be required to provide proof of insurance – it will just be handled in a different manner and the proof will be provided on the Certificate of Compliance online form instead of the SR 21. The Indiana BMV is required by law to require all individuals involved in an accident to provide proof that they had insurance in place at the time of the accident. The BMV will continue to send a notice (within 45 days of the accident) to ALL individuals involved in an accident that directs them to obtain proof that they had insurance in place at the time of the accident from their agent/carrier. ALL individuals involved in a reportable accident will still need to provide proof that they had insurance.
As an agent, you may be proactive when your clients report to you that they have been in an accident and file the Certificate of Compliance before your client receives the notice. Simply click on the link above and it will take you to the BMV’s Electronic Insurance Forms Submission website.
BMV, Big "I" Collaborate on Electronic Filing of Proof of Insurance Forms
Indiana Bureau of Motor Vehicles Commissioner Ron Stiver announced on May 1st, 2008, a new online tool to enhance the BMV's ability to enforce the state's insurance requirements for Indiana motorists, while at the same time, making the proof of auto financial responsibility form filing process simpler and more accurate for independent insurance agents. Said IIAI Executive Vice President, Roger Ronk, "The IIAI has worked with the BMV and Commissioner Stiver for nearly a year to get this program up and running. There is a strong need for an electronic filing system for these forms because of the inefficiencies that were inherent in the previous system of mailing and faxing completed forms to the BMV for processing and tracking. We believe that this system will improve the system for agents, customers, and the BMV."
The Electronic Insurance Forms Submission Program (EIFS) is a web-based tool that allows licensed insurance agents to electronically submit five different types of proof of insurance forms to the BMV that are required from their clients after an accident or traffic citation. The forms, SR22, SR26, SR50, and the Certificate of Compliance, are all used for showing proof of insurance or cancellation of such policy. All of these forms require an insurance agent's signature.
BMV EIFS Help Phone Number: (317) 233-5506
Should you have any questions, please contact Steve Duff, CAE, at email@example.com or Roger Ronk, CAE, at firstname.lastname@example.org.