HOME     IIABA     Big I Markets     Career Center     InsurBanc     Virtual University     Trusted Choice     InVEST  
Independent Insurance Agents of Kentucky, Inc.
Independent Insurance Agents of Kentucky, Inc.
MEMBER LOGIN 
    remember user id 
 
 go
   
FIND AN AGENT
 
Forgot username or password?
Wednesday, 04/23/2014email print

Insurance CoverageFOR YOUR AGENCY

Big "I" Professional Liability Program

Big "I" Professional Liability Agency Umbrella

Anthem Blue Cross/Blue Shield Group Health Program

Employment Practicies & Discrimination Liability Program

Life & Disability Program underwritten by Lincoln Financial

Cyber Liability Program

Big "I" Life & Disability Program

 

 

 

Big "I" Professional Liability Program

The Big "I" Professional Liability Program provided by Swiss Re and underwritten by Westport Insurance Corporation (rated "A" bt A.M. Best), has grown into the largest insurance agents E&O program in the nation.  The market has changed over time and agents continue to depend on their E&O program for stability.  Currently, 60 percent of IIABA member agencies participate in the program, placing their coverage for an average of ten years. 

Benefits of the program include:

  • Limits to $15 million available
  • Industry leading coverage form
  • Specialized experience in claims settlement
  • Various premium credits
  • Coverage for sale of both P&C and L&H products
  • Full prior acts available

Recently, a new risk management tool was added to IIABA's web site.  Don't get bitten by an E&O claim you could have avoided, go to www.independentagent.com/EOHappens
 

If you are interested in this program, or an IIAK member and would like to see if you qualify for this program, please contact Kristie Weyer, at toll free 1-866-426-4425 or email kweyer@iiak.org.


Coverage checklists are available to Westport policy holders. If you would like to see if you qualify for Westport please contact Kristie Weyer.
 
Personal Lines Coverage Checklists

Agency Records Retention Guidelines
 


Downloads
Errors & Omissions Application

Errors and Omissions Disclaimer

Waiver - Carrier Not Rated

Waiver - Carrier Rated Less Than B+

Waiver - Surplus Lines Carrier

Big "I" Professional Liability Agency Umbrella

A commercial umbrella underwritten by Swiss Re (rated A+ by A.M. Best) is now available exclusively to Big "I" members.

  • Designed in collaboration with the IIABA to meet the needs of independent insurance agents
  • Broad coverage over primary casualty lines, including E&O
  • Limits available up to $10 million over underlying primary E&O policy
  • May be written over a variety of E&O carriers


If you are interested in this program, or an IIAK member and would like to see if you qualify for this program, please contact Kristie Weyer, at toll free 1-866-426-4425 or email kweyer@iiak.org.

 

 

Anthem Blue Cross/Blue Shield Group Health Program


IIAK has an excellent group health insurance plan for its members through Anthem Blue Cross and Blue Shield.  This program has enjoyed good experience and competitive rates and  many levels to choose from. The Anthem Blue Vision - Full Service 37 is now included in the plan.  There must be at least 2 eligible members in order to apply.

Click here for about Anthem and
Underwriting Info


Click here for enrollment applications and forms

Click here for Association Plans





 

For a quote on the plans please contact Joy Holder or complete the following forms and return to jholder@iiak.org


 

Employment Practices & Discrimination Liability Program

Is your current coverage inadequate? Or worse yet--you have none at all!  Today, the rules of the game have changed. If you've been lucky until now consider this: The number of sexual harassment complaints alone has more than doubled from 6,000 in 1991 to more than 15,000 in 1995. In monetary terms, this represents over $91 million paid to claimants of sexual harassment cases.*

As an employer you need protection. Protection IIAK and Westport Insurance Company can provide both you and your clients through our Employment Practices and Discrimination Liability (EPL) Policy.  Through our EPL policy you are provided a defense and insured for damages caused by covered wrongful employment practices which include:

  • wrongful termination
  • failure to employ/promote
  • sexual harassment
  • equal pay violations
  • breach of employment contract
  • wrongful deprivation of career
  • wrongful discipline
  • defamation
  • negiligent evaluation
  • invasion of privacy
  • misrepresentation
  • wrongful infliction of emotional distress 
You're also covered for employment related acts of discrimination. This coverage extends to acts that pertain to an employee's:
  • race
  • handicap
  • religion
  • status as an individual with disability
  • creed
  • sexual orientation or preference
  • age
  • gender
  • pregnancy
  • national origin disability
To reduce the organization's exposure to costly employment claims and litigation, ERC EPL policyholders also receive the Smart Risk ManagementTM program for the first year. The Smart Risk ManagementTM program prepares employers to address and manage workplace risk and wrongdoing. The program includes videos, workbooks, checklists and quizzes that help train front-line managers and supervisors to:
  • build defensible employment files,
  • understand the proper way to evaluate, reprimand and terminate employees and,
  • promptly identify and manage workplace risk.

The Smart Risk ManagementTM program also provides sample personnel forms and updated handbook policies.

Protect yourself.  Protect your business.  Protect your clients.

Up to $10,000 defense coverage for American with Disabilities Act (ADA)--also available by endorsement.

Don't play games with your future or your clients' future--connect with a winner--ERC has an AM Best rating of A++ and is an admitted carrier--which eliminates the need for surplus lines filings and taxes.  This protection is available in most states with liability options of $100,000 to to $5,000,000 and deductible options of $5,000 up to $50,000. All this with defense coverage within limits. 

Downloads and Links

Our new rates and coverages are more than competitive than ever. If you are interested in receiving a premium indication, complete the application below and send it to:

Independent Insurance Agent of Kentucky
P.O. Box 436689
Louisville, KY 40253-6689

Click here to download an Employment Practices and Discrimination Liability Insurance Application

 

Big "I" Advantage Virtual Risk Consultant

We’d like to introduce a new product available exclusively to IIABA members called the Big “I” Virtual Risk Consultant.  The VRC can transform the way your agency serves its customers.  The VRC is a web-based resource providing comprehensive tools that will improve the knowledge and professionalism of agency staff, creating opportunities for revenue growth.  For more details and to purchase, visit www.iiaba.net/VRC.  To see the VRC in action, click here to experience a limited demo.  



 

 
Cyber Liability

What would you di if your agency had a data breach?

The Independent Insurance Agents of Kentucky has partnered with Arlington/Roe & Company to offer our members an exclusive program to help protect their agencies from information security breaches.  This prograj is a holistic risk management process that will help train your staff on privacy comliance in addition to handling data breach notification and third party suits.

This program offers the following benefits:
  • Available to IIAK members only
  • No encryption requirement
  • HIPAA compliance tools
  • Newsletters
  • Data breach coach to help with notification
  • Forensic investigators
  • Privacy counsel
  • Call Center
  • Credit restoration services
  • Up to 50% off premium
  • IIAK members are pre-qualified for enrollment*
  • Online compliance materials
  • Staff training programs
  • Expert support online
  • Regulatory fines and penalties
  • Public relations firms
  • Notification costs outside limit of liability
  • Credit Monitoring
  • Security and privacy liability

*some restrictions apply.  Over 25% benefits or with prior losses need to be underwritten
If you would like additional information or if you have questions, please contact:

Arlington/Roe Program Administrator
John Immordino
800-878-9891
ext. 8732
jimmordino@arlingtonroe.com

IIAK Insurance Services Manager
Kristie Weyer
502-245-5432
kweyer@iiak.org

Life & Disability Program underwritten by Lincoln Financial

Group Term Life and AD&D 

Member & Executive Benefit Amount
Producers Benefit Amount
Employee Benefit Amount

2x annual earnings to a maximum of $200,000
2x annual earnings to a maximum of $100,000
$50,000

All Group Term Life Face Value Amounts are Guaranteed



Supplemental Term Life

Employee Maximum / Guaranteed Issue Amount
Spouse Maximum / Guaranteed Issue Amount
Dependent Child Benefit Amount

$150,000
$30,000
$10,000/child



Group Long Term Disability

Benefits Elimination Period
Executive Benefit Amount

Employee Benefit Amount

Benefit PeriodTAX FREE BENEFIT (optional)

Benefits will begin after 90 consecutive days of disability.
Plan pays 60% of your pre-disabilityearnings, to a maximum of $12,000 / monthly.
Plan pays 60% of your pre-disability earnings, to a maximum of $10,000 / monthly.
Benefits are payable up to normal social security retirement age.
Benefits are payable up to normal social security retirement age.


Group Short Term Disability 

Benefits Elimination Period

Employee Benefit Amount
Benefit Period</p%





 

Independent Insurance Agents of Kentucky, Inc.
E-mail: iiak@iiak.org

13265 O'Bannon Station Way, Louisville, KY  40223
Toll Free:  866-426-4425
Phone:  502-245-5432
Fax:  502-245-5750

Copyright © 2014; Independent Insurance Agents of Kentucky, Inc. All rights reserved.
No portion of this site may be reproduced in any manner without the prior written consent of IIAK.

 

Privacy Policy     Terms of Use     Site Map