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Maine Insurance Agents Association
Maine Insurance Agents Association
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Friday, 10/31/2014email print

RLI Personal Umbrella Coverage
A publicly owned insurance holding company, RLI Corporation provides specialty property and casualty insurance and other niche products.  RLI Insurance Company, the largest subsidiary of RLI Corporation is admitted in all 50 states and the District of Columbia and is rated A+(superior) by A.M. Best. 

The RLI Personal Umbrella Policy (PUP) is available in all states with three underwriting tiers and limits up to $5 million.  By completing the application, you know immediately if the insured will be accepted by RLI.  The PUP features:

  • Direct Bill to the insured at renewal
  • 24 hour policy issuance with a completed, signed application
  • A premium matrix replacing time consuming rate calculation
  • Available regardless of the carrier providing underlying coverages
  • A self-underwriting application
  • No minimum volume requirements
  • A self-insured retention of $500
  • Agent commission amount is 10%
  • Agent commission PUP Special amount is 8% New and 7% Renewals
  • Effective 1-1-2011 Excess UM/UIM $1 million available.  

PUP Special Exposures Surcharges

PUP Special Highlights

RLI Policy Provisions

When & Where to send an Endorsement   

RLI Training Manual for Subproducers 

RLI Sample Letter to Insured's Explaining Changes at time of Renewal 

RLI Excess Uninsured/Underinsured Motorist Endorsement

Purchase/Rejection of Excess Uninsured Motorists/Underinsured Motorists Coverage 

Free Customizable Marketing Materials

 

Endorsed by IIABA and MIAA

 

RLI administrator for Maine:  Lynda Holt, MIAA, 17 Carriage Lane, Hallowell, ME  04347

207-623-1875 Fax:  207-626-0275  email:  lynda@maineagents.net

 

 


 

Want to be able to access policies and complete applications for RLI online? 
Log in to the portal for sub-producers!

Don't know your log in?  Email lynda@maineagents.net for more information!

 

 


RLI In-Home Business Coverage
The In-Home Business Policy is stand-alone and offers more coverage than the standard homeowners endorsement with a much lower price than a traditional BOP.  Like the personal umbrella policy it is offered in all 50 states and is written for a wide variety of retail and service businesses.  RLI's IBP offers a complete package to insure home-based entrepreneurs' every need....at an affordable price including:

  • Up to $50,000 Business Personal Property coverage including theft both on and off premises
  • Up to $1 Million in Business General Liability protection both on and off premises
  • A standard $100 deductible
  • Up to $5,000 per person for medical payments to customers or vendors injured on your premises
  • Coverage for loss of business income
  • Optional coverages for Money and Securities
  • Minimum premiums ranging from $150-$450 depending on the location and type of business
  • Direct Bill to the insured at renewal
  • Agent commision amount is 10%

     

HBP Rating GuideTerrorism Form (MUST accompany all new apps) 

In preparation for the possible Terrorism Risk Insurance Act program termination on December 31, 2014; Home Business Insurance will be attaching a Conditional Exclusion of Terrorism Form to insured policies.
The following forms are mandatory policy forms, and will attach to all policies with an effective date of     01-01-2014 and after, and apply as follows:
BP 05 64 (01/07) - Conditional Exclusion of Terrorism (Relating To Disposition Of Federal Terrorism Risk Insurance Act)

UW 20355 (09/13) Policyholder notice that accepts coverage for terrorism

UW 20356 (0913) Policyholder notice that rejects coverage for terrorism

HBP Eligible Class Descriptions

 

Abuse Molestation Exclusion Endorsement 
Agricultural Operations Exclusion

Barbers & Beauticians Professional Liability Endorsement
Communicable Disease Exclusion
Internet and Electronic Communications Exclusion Endorsement

Failure to Suppy Exclusion Endorsement 

Food Contamination & Selected Products Exclusion Endorsement

Fungi or Bacteria Exclusion (Liability) Endorsement

Intellectual Property Hazard Exclusion Endorsement 

Exclusion of Loss Due to Virus or Bacteria Endorsement

Limitation-Energy Equipment as Business Personal Property Endorsement 

Medical Expenses Coverage Exclusion Endorsement 

Personal & Advertising Injury Endorsement 

Personal Property Off Premises Limits Endorsement 

Pet Sitting & Plant Care Services Endorsement 

Rental Dwelling Exclusion
Residential Inspection Services Endorsement 

Selected Products Liability Exclusion Endorsement 


Indentity Fraud Expense Coverage 

Garagekeepers Coverage 

Businessowners Coverage Forms

BOP 2nd Location Instructions 

BOP 2nd Location Supplemental Form 

2013 Businessowners Multistate Forms Revision Advisory Notice to Policyholders

 


MIAA's Workers Compensation Program For Your Clients

The Maine Insurance Agents Association (MIAA) and the Massachusetts Association of Insurance Agents (MAIA) have joined forces to offer Workers' Compensation for our member agents to offer to their insureds.  This new program will provide access to The Hartford and an "Alternative" market for your valued clients. 

You should know that...

  • Both carriers are rated "A (Excellent)" by AM Best
  • Have a wide range of underwriting appetite for Small- Mid Sized Businesses
  • Offer direct bill and multiple payment options including "Pay-As-You-Go"


The program is designed for easy on-line access to applications, state forms and general information.

Click here for additional information.

 


 

Anderson & Murison Umbrella Program
 

Choose from two Anderson & Murison Umbrella Programs:

 

Endorsed by IIABA & MIAA, Anderson & Murison (A&M) is the national administrator for National Casualty Insurance's personal umbrella and excess personal umbrella policies.  National Casualty Insurance is admitted, A+ rated by A.M. Best Company.

Primary Personal Umbrella Policy | Excess Personal Umbrella Policy


For more information about A&M's Personal Umbrella Program, call 1-800-234-6977 Ext. 260 or email personalumbrella@andersonmurison.com.


Life/Health Errors & Omissions Policy
An exclusive member only product.   We offer Life/Health E&O product for you to sell your clients.  This product is written thur Swiss Re, who enjoys the excellent Best Ratings.  To find out more detail on this product please feel free to contact Gayle McPherson, Insurance Administrator.


Printable Swiss Re Application

 


 

IIABA Flood Insurance Program
The IIABA National Flood Office and the Selective Insurance Company will help you with all your national Flood Insurance Program needs.  From the original quote all the way through closing a claim, we are there to make it easier and with very competitive commission. 

For more information, contact Big "I" National Flood Office at 1-800-221-7917 or visit website www.iiaba.net/flood 

 

 


 

 

Big "I" Markets ~ www.bigimarkets.com 

Exclusively available to Big "I" members, IIABA's online market access pgram features specialty/niche coverages, program business and hard-to-find marekts.  Unlke similar programs, there are no registration fees, no volume commitments and competitive commissions.  In many states, additional markets are available through Big "I" Eagle Agency.  visit www.iiaba.net/eagle to learn more.

 

Maine Insurance Agents Association

17 Carriage Lane
Hallowell, ME  04347
207-623-1875
(fax) 207-626-0275

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